About Us

Bread was built for the digital age of retail.

Bread, a division of Alliance Data, is a technology-driven payments company transforming the way consumers shop. Bread powers seamless payment experiences and APIs that allow retailers and partners to offer shoppers more ways to pay over time.

Our Guiding Principles

Be Good

We treat every one of our customers with dignity and respect.

Embrace Compliance

Laws and regulations exist to protect consumers, which we support and respect.

Focus on our Customers

We aim to provide each customer with the best possible experience.

Manage Risk

We recognize the risks in financial services and are measured in our decisions.

Think Big

We aim to build a meaningful company, impacting the lives of millions of consumers.