Powerful Features to
Grow Your Business

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Full-Funnel Integration

Give your shoppers access to greater purchasing power with the ability to pre-qualify for financing and check out from any page on your site.
  • Offer Financing on Any Page

    Your shoppers discover, pre-qualify, and check out from anywhere—your homepage, category page, product page, cart, or checkout.
  • Dynamic “As Low As" Pricing

    Transform pricing using the shopper’s personalized per-month cost to boost sales and increase average order value.

Flexible Loan Terms

Create a custom plan that meets your customers’ needs. Loan products include up to 36-month interest financing and up to 18-month true 0% APR products.
  • Flexible Loan Terms

    Loan terms range from 3 to 36 months and true 0% APR products to drive incremental sales lift.
  • Custom Offering

    Optimize your financing program for different products, categories, order values, or campaigns.

Real-Time Decision

Let your shoppers get a credit decision in seconds without ever leaving your site, giving them a seamless and frictionless experience.
  • Simple and Short Form

    Shoppers can apply for financing by entering just a few pieces of information, and can check their rate without affecting their credit.
  • Real-Time Decision

    Your shoppers learn if they are pre-qualified and understand their purchasing power in real time.
  • Without Leaving Your Site

    Bread doesn’t take the shopper off the page or redirect to another site, ensuring a smooth user experience.

Customizable Experience

Promote your brand, not ours. Tailor Bread to match your brand and fit seamlessly into your user experience.
  • White Label

    Customize everything. Use your logo, colors, and fonts to create a consistent user experience that feels like a native part of your site.
  • Full Control Over UX

    Use Bread’s embedded checkout functionality to make financing a fully integrated part of the checkout process.
  • Target Specific Products

    Have full control over which products you choose to offer financing for.

Data & Marketing Insights

Bread is more than a financing solution. We are a data-driven partner for retailers.
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Use Bread across all channels—online, in-store, and over the phone.
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Exceptional Customer Service

Bread is laser-focused on treating your customers with the dignity and respect they deserve.
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Platforms & Integrations

Bread powers financing solutions
that increase sales for retailers.

The Bread® solution includes easy-to-understand financing options, flexible terms, and
all of the tools you need to let your customers pay over time. Contact us today to see
how Bread can help you attract, convert, and retain more customers.