Simplify and Optimize
Your Financing Solution

Our omnichannel solution helps retailers minimize friction, improve brand loyalty, and drive more
sales by introducing a unified financing option to customers across the entire shopping journey.

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Financing Across All Channels

Allow your shoppers to apply for a rate by entering just a few pieces of information to get a decision in real time from online, in-store, or over the phone.


Let your shoppers discover and learn about their purchasing power while they browse in-store to drive same-day activation and in-store sales.


Attract and convert more shoppers online by offering Bread® financing on any page and letting shoppers pre-qualify without ever leaving your site.

Over the Phone

Allow your sales associates to offer Bread® financing directly over the phone without ever disconnecting.

Seamless Experience

Gone are the days of paper forms and waiting for a physical credit card. Shoppers who pre-qualify can use Bread® financing instantly in-store, even if they pre-qualified online—providing a consistent user experience.
  • Single Application

    Let your shoppers pre-qualify with a single form that works the same across all channels.
  • Apply Now, Buy Anywhere

    Empower your customers to apply and use their loan at any location, giving consumers payment flexibility no matter where they choose to make their final purchase.

Flexible Integrations

Don’t worry about expensive hardware or long integrations. Bread’s experts will find the perfect solution that is tailored for your point-of-sale and inventory needs.
  • Simple Integration

    Natively integrates with your e-commerce platform.
  • Works Across Devices

    Our flexible solution works across devices and different POS systems.

Bread powers financing solutions
that increase sales for retailers.

The Bread® solution includes easy-to-understand financing options, flexible terms, and
all of the tools you need to let your customers pay over time. Contact us today to see
how Bread can help you attract, convert, and retain more customers.