Bread Help Center

Are you a Business? Click Here for Business frequently asked questions.


Top Questions

Does Bread® report to the credit bureaus?

Yes, Bread reports repayment information to TransUnion.

Does checking out with Bread impact my credit score?

Once you have taken out a loan, Bread may report repayment information about your...

My cancellation or return does not reflect on my Bread account. What should I do?

Once the merchant receives and processes your cancellation or return, a partial or full...

Does Bread® accept FSA or HSA payment cards for payment?

Bread does not currently accept FSA or HSA payment cards because we are not...

Am I eligible to buy with Bread®?

U.S. residents over the age of 18 (or over 19 for Alabama or Nebraska...

Can I change the terms of my loan?

You will not be able to adjust loan terms selected after you have checked...

We want to hear from you

If you have questions about using Bread, we’re here to help.
Call us at (844) 992-7323 or login below.